Oooh, I'm so happy that I am giddy
So, I finally paid off my discover card bill. It's actually been paid off for a long time. But I decided today to call to cancel the card since I really do not use it anymore. While I was on the phone with them, they practically begged me to not cancel the card, and instead offered a 0.9% interest rate on transfer balances until September 2006! Yee haw. So I transfered just enough money from one card to the Discover, that way I can pay it off with little interest. Saaaaweeet. I am so excited. I'm finally learning how to manage my debt. It's great. I read this great book once, written by Suze Orman. I've been using the advice she has in that book, and I've already reduced my debt by a couple thousand dollars. It's thrilling!